IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow.
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Funding size range: |
Term range: |
Interest Rate: |
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10000 - 500000 |
180 - 540 |
15% |
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Revenue min: |
Days in business min: |
FICO score min: |
Balance on funding max (%): |
|
10000 |
365 |
620 |
50% |
Past Defaults
Seasonal Business
Existing Positions
Accept Credit Cards
Have Tax Liens
Fill out this form below and get your offers today. It is free and doesn't affect your credit.
IOU funds businesses in these countries:
US CA PRIOU works in these states:
Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Nebraska New Hampshire New Jersey New Mexico New York North Carolina Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia West Virginia Wisconsin WyomingIndustries Funded:
Art, Entertainment and Recreation Gambling Construction Education Healthcare Social Assistance IT, Media, or Publishing Legal Services Oil and Gas Extraction Manufacturing Political, Governmental or Public Organization Religious Organization Restaurant and Food Services Retail Store Gas Station Utilities Wholesale Trade Airlines Annual Memberships Brokerage Cannabis / Medical Marijuana Consumer Credit Dating Services Escort Services Payday Loans Warranty Companies Law offices / Attorney Pawn Shop / Consignment stores Multi - level marketing Collection Agency All OtherLegal entities served:
Corporation Partnership LLC Sole ProprietorshipIOU doesn't work in these states:
Montana Nevada North Dakota Vermont WashingtonIOU doesn't provide financing to these industries:
Adult Entertainment Transportation and Warehousing Freight Trucking Mining Travel Agencies Auto Dealers & Parts Finance and Insurance Real Estate Non-profits Firearm Store Agriculture, Forestry, Fishing and Hunting๐ We sell at BUY RATE, cheaper than lenders themselves
Here is the dark truth, lenders "sell" the loan to the broker at BUY RATE. Broker then adds a 10-14% commission on top and presents it as the offer. We sell at BUY RATE, it can be as much as $20k back to your pocket
๐ Fully transparent system
We made a full commitment to making our job as transparent as possible. You will see offers from lenders as they arrive, not altered or corrected in any way
๐ฌ Questions? Ask away at any time
While we are dedicated to use as much technology as possible, we do not forget about the old school personal approach
๐ฐ Access 100+ Top Lenders in the country
Richie Lending works with virtually all the lenders in the country. We set very high standards to our lenders, making sure they work for your best interest
๐ Flat one-time fee or simple subscription
We are able to make everything happen with a simple transparent one time fee of $199 per loan. Get more than 1 loan per year? Try our subscription plans for as low as $49/month
๐ We help people with bad credit or no credit at all
Many small business owners do not have perfect credit; it's ok, our job is to help people in tough situations
๐ Access offers from multiple lenders
Richie Lending has a marketplace approach which means we find absolutely the best offers available for you in the market
โก๏ธ Next business day funding
Most of our deals are funded within one day so you can concentrate on things that matter - running your business
Fill out this form below and get your offers today. It is free and doesn't affect your credit.