No credit card required. It is free and won't affect your credit. How could we do it? .
saved for owners
The BUY RATE is a secret rate at which lenders give loans to brokers. Brokers then present business owners with loans at sell rate which is usually 10-14% higher.
🧠 Stop Overpaying Brokers
Richie Lending provides access to Interest Rates previously available only to the wealthy lending brokers
You are not just a lender's commission. We want you to actually grow your business, so we grow with you.
Not sure if you need a loan?
Speak to one of our financial experts right here 👉. All our experts are licensed financial advisors.
Your data is protected
Most personal data is encrypted
We don't sell your data to anybody
We simplified the process to make it as seamless as possible
1. Create Your Profile
An all-digital common application used across our lender network
2. Shop and Compare
See what REAL BUY RATES, products, and lenders you qualify for and learn about your options
3. Get Funded
A streamlined process of closing your deal with any lender in our network
Because of full automation we spend 300 times less money to process a loan than an average broker, yet do it 200 times faster. That is why we can do everything 100 times cheaper.
🚀 We sell at BUY RATE, cheaper than lenders themselves
Here is the dark truth, lenders "sell" the loan to the broker at BUY RATE. Broker then adds a 10-14% commission on top and presents it as the offer. We sell at BUY RATE, it can be as much as $20k back to your pocket
🔎 Fully transparent system
We made a full commitment to making our job as transparent as possible. You will see offers from lenders as they arrive, not altered or corrected in any way
💬 Questions? Ask away at any time
While we are dedicated to use as much technology as possible, we do not forget about the old school personal approach
💰 Access 100+ Top Lenders in the country
Richie Lending works with virtually all the lenders in the country. We set very high standards to our lenders, making sure they work for your best interest
🌍 Flat one-time fee or simple subscription
We are able to make everything happen with a simple transparent one time fee of $199 per loan. Get more than 1 loan per year? Try our subscription plans for as low as $49/month
💎 We help people with bad credit or no credit at all
Many small business owners do not have perfect credit; it's ok, our job is to help people in tough situations
🗃 Access offers from multiple lenders
Richie Lending has a marketplace approach which means we find absolutely the best offers available for you in the market
⚡️ Next business day funding
Most of our deals are funded within one day so you can concentrate on things that matter - running your business