No credit card required. It won't affect your credit. No commitment and no payment due until funded. How is this possible?
No Spam Calls
Never receive annoying telemarketing calls in the future from other lenders and brokers
Up to 10% Cashback
Earn 10% cashback - all while not paying extra interest on the loan
Seamless Experience
Enjoy a streamlined process of closing deals with any lender in our network
Continuously growing lender network allows us to match you with the most suitable lender, whether your credit score is 400 or 750
We simplified the process to make it as easy as possible. An all-digital common application used across our lender network.
Because of full automation we spend 300 times less money to process a loan than an average broker, yet do it 200 times faster. That is why we can do everything 100 times cheaper.
π We give up to 10% cashback on every business loan themselves
Here is the dark truth, lenders pay 10% - 14% finder's commission to brokers. We decided to give that money back to you - up to $50k back in your pocket.
π Direct Offers From Lenders
We are committed to making the loan application process as transparent as possible. You will see offers from lenders as they arrive, not altered or corrected in any way.
π» Privacy, no spam calls in the future
Lenders receive anonymous applications, and contact you only for contracts which means they can't call you in the future selling other products.
π° Access 100+ Top Lenders in the country
Richie Lending works with every lender in the country. We set very high standards to our lenders, making sure they are working for you.
π Flat one-time fee or simple subscription
We are able to make everything happen with a simple, transparent one-time fee of $199 per loan. Receive more than 1 loan per year? Try our subscription plans for as low as $499/year.
π We help people with bad credit or no credit at all
Many small business owners do not have perfect credit; it's ok, our job is to help people in tough situations. We can help, even if your credit score is 400.
π Access offers from multiple lenders
Richie Lending has a marketplace approach which means we find absolutely the best offers available for you in the market.
β‘οΈ Next business day funding
Most of our deals are funded within one day so you can concentrate on things that matter - running your business.
We are dedicated to building long lasting relationships with every single one of our customers. Helping hundreds of business owners all over the United States and counting.
Apparently my previous broker added 9 points on top of the lenders rate and then charged me $2k in fees. Shameless. Imagine how surprised I was when Richie Lending saved me over $14k on my 120k advance.
Mike Polaski, 7th avenue Pizza, Brooklyn, NY
The application was super easy. I answered maybe 6-7 questions and spent 5 minutes and receive 12 offers the same evening. They let you know where you stand in the process all along the way.
Jennifer Lim, Paws and Tastes, Boston, MA
I received a Paypal loan long ago. I don't know how others have my phone number, but I was ready to pay someone to stop those annoying spam calls. Anonymous is great!
Nat Trevisano, Farmington Hills, MI
Fast and easy. Deposit arrived in 2 days. Much easier than my last loan, had to to verify with my landlord.
Yuri Jelannikov, Brooklyn, NY
On and off, had to reapply three times to get the offer I wanted. The process is streamlined, just go and update your statements, they will automatically reapply.
Lily Ross, Luke Media, Portland, OR
I used Richie Lending and saved over $7500 just in interest payments and fees. All for $199. I am shocked and amazed at the same time.
Bryan White, Kane Photography Inc, Saint Louis, MO
Richie Lending makes business loans cheaper than ever before: 10% cashback, privacy and streamlined application - all while not paying extra interest on the loan
